MY CREDIT UNION has eased the financial pain for Minnesotans for 70 years! Just because you currently carry a high-interest rate credit card balance - that balance is not required to stay there and continue taking money from you. Lock in a low 7.9% APR* ‘Forever Rate’ with our Balance Transfer.
Some of the positives of participating in the MY CREDIT UNION “Forever Rate” Balance Transfer include:
| High Interest Card | MY CREDIT UNION Card | |
|---|---|---|
| Card Balance | $10,000 | $10,000 |
| Interest Rate | 29.99% APR* | 7.9% APR* Balance Transfer |
| Monthly Payment | $500 | $500 |
| Months to Pay Off | 29 | 22 |
| Total Interest Paid | $4,033 | $758 |
| Total Savings | $3,275 |
*APR = Annual Percentage Rate. Offer subject to membership eligibility and creditworthiness. Terms and conditions apply. $500 minimum balance transfer is required. No other MY CREDIT UNION loan can be paid off with balance transfer promotion. Offer ends 3/31/25 but may end at any time. Balance transfers performed during the promotional period 2/1/25 – 3/31/25 will remain at 7.9%APR for the life of the transferred balance. New MY CREDIT UNION members/cardholders receive a 1.99% introductory APR on all purchases for the first 6 months the card is open. After the introductory period, the following standard rates apply. Purchases 9.9%APR (Platinum Card) 10.99%APR (Signature Card) 12.99%APR (Classic Card). Application of payments: generally minimum payments are applied to lower APR balances before balances with higher APR balances. Payments made in excess of the minimum payment will generally be applied to balances with higher APRs first before balances with lower APRs.
Please contact us today or visit us at one of our branch locations and we will be happy to assist you.