Prevent Declines
Payment Protection
Depending on how members use their checking account to pay, MY CREDIT UNION offers options to prevent a low account balance from getting in the way!
Overdraft Protection - Set up your share savings account as a backup to your checking account. Ask us today to learn more about how to set up this option.
Premium Overdraft Protection - Available to checking account holders after their account has been open and remains in good standing after 90 days. No opt-in required. Transaction types include:
- Checks
- ACH Transactions
- Recurring Debit Card Payments
- Automatic Bill Payments
Courtesy Pay - Opt-In Required, See PDF Application below. Transaction types include:
- ATM transactions
- Everyday Debit Card transactions
Why Utilize These Payment Protection Options?
- Avoid the embarrassment of a payment decline for insufficient funds
- Avoid getting hit by two fees (merchant and MY CREDIT UNION)
Have Questions?
Please contact us today or visit us at one of our branch locations and we will be happy to assist you.